Rebecca Dollinger talks with the founder of Planting the Seed and owner of Confident Trusted Advisor LLC, Kristian Rojas in this episode about how to be smart with your money during these tough financial times.
Kristian says that the first step is to look at the basic things that you must earmark money for, like your mortgage/rent, various insurance payments, vehicle payments, and other loans. Figure out what the big “rocks” in your monthly budget are and then see where you can be more efficient.
He encourages you to ask for help where it is available. Doing things like paying your insurance monthly instead of every six months and talking to your loan holders about the options that are available now that may not have been eight months ago can have a big impact on your finances.
“Make sure that you are positioning yourself to take advantage of what is available to lessen your monthly expenses”- Kristian Rojas
Rebecca and Kristian discuss how to change your mindset when it comes to finances. Many people are now running not only their households but their children’s school and their business from under the same roof. This has created new kinds of stress and finances are no exception. Kristian says that we must slow down and take a look at things differently than we did before in order to figure it out. He reminds us that self-care is as important now as it has ever been, if not more so.
Kristian tells Rebecca how he has been intentionally choosing local small businesses when eating out and shopping as restrictions loosen. Having a thriving local economy is incredibly important, as small business owners employ more people over-all than the big-box chains.
Listen to the whole podcast to learn more about ways to get yourself on the path to financial independence even while there is still so much uncertainty.
YOUR Voice Matters! It’s time to unlock doors and shine a light on the chaos so you can be ALL you were meant for.
For guest and sponsorship information, contact Rebecca at firstname.lastname@example.org or 214-729-6307.
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